Terms of use

Please read these terms and conditions carefully before using this site

1. Terms of website use

These terms of use (together with the documents referred to in it) set out the terms on which you may make use of our website www.smithandwilliamson.com ("our site"). Use of our site includes accessing or browsing it.

Please read these terms of use carefully before you start to use our site, as these will apply to your use of our site. By using our site, you confirm you accept these terms of use and you agree to comply with them. If you do not agree to these terms of use, you must not use our site.

2. Other applicable terms

These terms of use refer to the following additional terms, which also apply to your use of our site:

3. Information about us

www.smithandwilliamson.com is a site operated by Smith & Williamson Holdings Limited 2016 ("We" and "Smith & Williamson"). We are a limited company registered in England and Wales under company number 04533948 and have our registered office at 25 Moorgate, London EC2R 6AY. Our VAT number is 801968619.

4. Accessing our site

We do not guarantee that our site, or any content on it, will be free from errors or omissions or will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

5. Intellectual property rights

We are the owner or the licensee of all intellectual property rights in and relating to our site, and in the material published on it. Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged. These works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors. If you would like to use any of the content on our site, please contact our marketing department info@smithandwilliamson.com.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

6. No reliance on information

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

The value of investments and the income from them may fall as well as rise and investors may not receive back in total the original amount invested. Past performance is not a guide to future performance.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.

7. Limitation of our liability

Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, our site; or

  • use of or reliance on any content displayed on our site.

If you are a business user, please note that in particular, we will not be liable for:

  • loss of profits, sales, business, or revenue;

  • business interruption;

  • loss of anticipated savings;

  • loss of business opportunity, goodwill or reputation; or

  • any indirect or consequential loss or damage.

If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

8. Online security

We do not guarantee that our site will be secure or free from bugs or viruses.

While every effort has been made to ensure that the content of this website is virus free, we would recommend that any downloaded information be checked for viruses using reputable virus-checking software. Smith & Williamson cannot accept any liability for damage sustained as a result of infection by computer viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

9. Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

10. Third party links and resources in our site

We provide links to other websites or resources for you to access at your sole discretion. You acknowledge and agree that, as you have chosen to enter the linked website, we are not responsible for the availability of such external sites or resources, and do not review or endorse and are not responsible or liable, directly or indirectly, for: (i) the privacy practices of such websites; (ii) the content of such websites, including (without limitation) any advertising, content, products, goods or other materials or services on or available from such websites or resources; or (iii) the use to which others make of these websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such advertising, content, products, goods or other materials or services available on such external websites or resources.

11. Social media sites

Smith & Williamson LinkedIn group profile

Smith & Williamson Ireland LinkedIn profile

Smith & Williamson Twitter group profile

Our site may contain links to third-party social media sites, such as LinkedIn or YouTube. Smith & Williamson makes pages available on any such sites for informational purposes only. Your use of Smith & Williamson pages on social media sites are subject to the guidelines and disclaimers posted on such sites as well as these terms and conditions.

Any content, views, opinions and/or responses to questions uploaded, expressed or submitted by the creators, sponsors, advertisers or users of third-party social media sites other than the content provided by Smith & Williamson, are solely the views, opinions and responsibility of the person submitting them and do not necessarily reflect the opinions of Smith & Williamson. We reserve the right to block or remove objectionable content and users if possible, in our sole discretion and without notice. Any delay in removing or failure to remove an objectionable posting should not be deemed an endorsement or approval of the posting.

Smith & Williamson is not responsible for content that third parties publish, post, upload, distribute, disseminate or otherwise transmit via third-party social media sites. We do not endorse clicking on links posted by other social media users as these links may pose risks to your device.

Smith & Williamson does not warrant the accuracy, completeness or usefulness of the information available on our pages on such third-party social media sites. Nothing contained in or provided through these pages is intended to constitute advice or to serve as a substitute for professional advice.

We are actively watching what people are saying to and about Smith & Williamson. However, because of the public nature of the sites, we are unable to respond to or engage on all issues. Under no circumstance will Smith & Williamson be responsible or liable in any way for any content, including but not limited to, any errors or omissions in the content, or for any loss or damage of any kind incurred as a result of any content communicated on our pages on third-party social media sites.

Our site may use social sharing buttons which help share web content directly from web pages to the social media platform in question. Users are advised before using such social sharing buttons that they do so at their own discretion and note that the social media platform may track and save your request to share a web page respectively through your social media platform account.

We will review and update our social media sites during business hours, Monday to Friday (9.00am to 5.00pm), excluding public holidays.

12. Severance

If any part of these terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed to be severable from these terms and shall not affect the validity and enforceability of any of the remaining provisions of these terms.

13. Waiver

No waiver by us shall be construed as a waiver of any proceeding or succeeding breach of any provision.

14. Survival

Each provision of these terms shall be construed as separately applying and surviving even if for any reason one or other of those provisions is held to be inapplicable or unenforceable in any circumstances.

15. Entire agreement

These terms govern our relationship with you. You confirm that, in agreeing to accept these terms, you have not relied on any representation save insofar as the same has expressly been made a term of these terms and you agree that you shall have no remedy in respect of any representation. Your Statutory Rights are not affected by these terms and conditions. Nothing in this Clause shall limit or exclude our liability in respect of any fraudulent or negligent misrepresentation whether or not such has become a term of these terms.

16. Changes to these terms and to our site

We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we have made, as they are binding on you.

We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.

17. Applicable law

If you are a consumer, please note that these terms of use, its subject matter and its formation, are governed by English law. You and we both agree that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

18. Trademarks

"Smith & Williamson" is a UK registered trademark of Smith & Williamson Holdings Limited.

Please read these terms and conditions carefully before using this site

1. Terms of website use

These terms of use (together with the documents referred to in it) set out the terms on which you may make use of our website www.smithandwilliamson.com ("our site"). Use of our site includes accessing or browsing it.

Please read these terms of use carefully before you start to use our site, as these will apply to your use of our site. By using our site, you confirm you accept these terms of use and you agree to comply with them. If you do not agree to these terms of use, you must not use our site.

2. Other applicable terms

These terms of use refer to the following additional terms, which also apply to your use of our site:

3. Information about us

www.smithandwilliamson.com is a site operated by Smith & Williamson Holdings Limited 2016 ("We" and "Smith & Williamson"). We are a limited company registered in England and Wales under company number 04533948 and have our registered office at 25 Moorgate, London EC2R 6AY. Our VAT number is 801968619.

4. Accessing our site

We do not guarantee that our site, or any content on it, will be free from errors or omissions or will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

5. Intellectual property rights

We are the owner or the licensee of all intellectual property rights in and relating to our site, and in the material published on it. Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged. These works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors. If you would like to use any of the content on our site, please contact our marketing department info@smithandwilliamson.com.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

6. No reliance on information

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

The value of investments and the income from them may fall as well as rise and investors may not receive back in total the original amount invested. Past performance is not a guide to future performance.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.

7. Limitation of our liability

Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, our site; or

  • use of or reliance on any content displayed on our site.

If you are a business user, please note that in particular, we will not be liable for:

  • loss of profits, sales, business, or revenue;

  • business interruption;

  • loss of anticipated savings;

  • loss of business opportunity, goodwill or reputation; or

  • any indirect or consequential loss or damage.

If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

8. Online security

We do not guarantee that our site will be secure or free from bugs or viruses.

While every effort has been made to ensure that the content of this website is virus free, we would recommend that any downloaded information be checked for viruses using reputable virus-checking software. Smith & Williamson cannot accept any liability for damage sustained as a result of infection by computer viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

9. Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

10. Third party links and resources in our site

We provide links to other websites or resources for you to access at your sole discretion. You acknowledge and agree that, as you have chosen to enter the linked website, we are not responsible for the availability of such external sites or resources, and do not review or endorse and are not responsible or liable, directly or indirectly, for: (i) the privacy practices of such websites; (ii) the content of such websites, including (without limitation) any advertising, content, products, goods or other materials or services on or available from such websites or resources; or (iii) the use to which others make of these websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such advertising, content, products, goods or other materials or services available on such external websites or resources.

11. Social media sites

Smith & Williamson LinkedIn group profile

Smith & Williamson Ireland LinkedIn profile

Smith & Williamson Twitter group profile

Our site may contain links to third-party social media sites, such as LinkedIn or YouTube. Smith & Williamson makes pages available on any such sites for informational purposes only. Your use of Smith & Williamson pages on social media sites are subject to the guidelines and disclaimers posted on such sites as well as these terms and conditions.

Any content, views, opinions and/or responses to questions uploaded, expressed or submitted by the creators, sponsors, advertisers or users of third-party social media sites other than the content provided by Smith & Williamson, are solely the views, opinions and responsibility of the person submitting them and do not necessarily reflect the opinions of Smith & Williamson. We reserve the right to block or remove objectionable content and users if possible, in our sole discretion and without notice. Any delay in removing or failure to remove an objectionable posting should not be deemed an endorsement or approval of the posting.

Smith & Williamson is not responsible for content that third parties publish, post, upload, distribute, disseminate or otherwise transmit via third-party social media sites. We do not endorse clicking on links posted by other social media users as these links may pose risks to your device.

Smith & Williamson does not warrant the accuracy, completeness or usefulness of the information available on our pages on such third-party social media sites. Nothing contained in or provided through these pages is intended to constitute advice or to serve as a substitute for professional advice.

We are actively watching what people are saying to and about Smith & Williamson. However, because of the public nature of the sites, we are unable to respond to or engage on all issues. Under no circumstance will Smith & Williamson be responsible or liable in any way for any content, including but not limited to, any errors or omissions in the content, or for any loss or damage of any kind incurred as a result of any content communicated on our pages on third-party social media sites.

Our site may use social sharing buttons which help share web content directly from web pages to the social media platform in question. Users are advised before using such social sharing buttons that they do so at their own discretion and note that the social media platform may track and save your request to share a web page respectively through your social media platform account.

We will review and update our social media sites during business hours, Monday to Friday (9.00am to 5.00pm), excluding public holidays.

12. Severance

If any part of these terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed to be severable from these terms and shall not affect the validity and enforceability of any of the remaining provisions of these terms.

13. Waiver

No waiver by us shall be construed as a waiver of any proceeding or succeeding breach of any provision.

14. Survival

Each provision of these terms shall be construed as separately applying and surviving even if for any reason one or other of those provisions is held to be inapplicable or unenforceable in any circumstances.

15. Entire agreement

These terms govern our relationship with you. You confirm that, in agreeing to accept these terms, you have not relied on any representation save insofar as the same has expressly been made a term of these terms and you agree that you shall have no remedy in respect of any representation. Your Statutory Rights are not affected by these terms and conditions. Nothing in this Clause shall limit or exclude our liability in respect of any fraudulent or negligent misrepresentation whether or not such has become a term of these terms.

16. Changes to these terms and to our site

We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we have made, as they are binding on you.

We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.

17. Applicable law

If you are a consumer, please note that these terms of use, its subject matter and its formation, are governed by English law. You and we both agree that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

18. Trademarks

"Smith & Williamson" is a UK registered trademark of Smith & Williamson Holdings Limited.

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