Personal financial planning

How do I balance my everyday financial needs with the savings I need for the future? 

Meeting your needs

Bespoke

We recognise that everyone’s financial planning needs are different, so you’ll get a very personal service tailored to your precise needs, with regular reviews available and  planning for 'what if' scenarios. 

Expert

You’ll have direct access to our highly qualified team of specialists who are experienced in dealing with complex financial affairs involving substantial income or assets and will keep you up to date on the issues affecting you.

Independent

We don’t provide our own financial products; so, you can be sure you’ll get independent, fee-based advice on the widest possible selection of relevant financial planning solutions from a trusted adviser.

Holistic

Our in-house colleagues include pensions advisers, investment managers and tax planners who can provide you with a range of services where required.  

How we can help

Our credentials

Expertise

Our team comprises qualified chartered financial planners, as well as chartered accountants, chartered tax advisers and affiliates of the Society of Trusts and Estates Practitioners.

Experience

Our personal financial planning directors have an average of 20 years’ experience.

Longevity

We build long-term relationships and have been advising some families over many generations.

Track record

Our investment management business currently has around £18 billion of funds under management and advice.

Related insights

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Executive financial counselling

Our unique executive financial counselling service provides a combined personal financial and tax planning service to key individuals within the company to help them achieve their financial goals. 

Company news

Smith & Williamson named top financial planning firm

Our personal financial planning team has been ranked as the top financial planning firm by Find a Wealth Manager.

Pensions pitfalls for higher earners, pension allowance, annual pension allowance, tax charges, pension
Article

Pensions pitfalls for higher earners

If your income is more than £110,000 you could be in danger of inadvertently exceeding the annual pension allowance and face unexpected tax charges.

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