Financial Planning for tax year end



Douglas Cameron, Financial Planner in our Glasgow office joins Anne McClean, Financial Planner in our London office to discuss end of year tax planning including pensions, ISAs, personal allowance, tax reliefs to ensure you have a successful financial future.

In this episode, Anne and Douglas will talk through a client example of what end of tax year planning they should be considering, covering:

  • Pensions contributions, tapped annual allowance, pension income, lifetime allowance
  • ISA, junior ISA, cash ISA allowances
  • Personal allowance
  • Tax reliefs: SEED Enterprise Investment Schemes (EIS), EIS, Capital Gains Tax (CGT)
  • Charitable gifts
  • Gift allowance


You can find the full details of the case study here


Head to the Financial Planning Show for all episodes


Related content

The Annual Allowance - pension contributions 2020/21 Pension contributions - case study A guide to enterprise investment schemes PDF A guide to Venture Capital Trusts PDF



This episode was recorded on  08/02/2021

This S&W The Pulse podcast is of a general nature and is not a substitute for professional advice. No responsibility can be accepted for the consequences of any action taken or refrained from as a result of what is said. The views expressed are not necessarily those of the presenter or of Smith & Williamson or any of its affiliates. No reproduction of this podcast may be made in whole or in part for professional or recreational purposes. No action should be taken based on this podcast and we accept no liability if we change your views on any of the subjects mentioned.

Important information
Please remember the value of investments and the income from them can fall as well as rise and investors may not receive back the original amount invested. Past performance is not a guide to future performance.

Tax legislation is that prevailing at the time, is subject to change without notice and depends on individual circumstances. Clients should always seek appropriate tax advice before making decisions. HMRC Tax Year 2022/23.

Smith & Williamson Investment Management LLP
Authorised and regulated by the Financial Conduct Authority
Smith & Williamson Investment Management LLP is part of the Tilney Smith & Williamson group.
© Tilney Smith & Williamson Limited 2021

Podcast information:

The Pulse from Smith & Williamson

Financial Planning Show: Financial Planning for tax year end

Episode 5

Broadcast on Smith & Williamson at 09:00, 5th of MARCH 2021

Available online from 10:00 on the same day .

Contact us

Anne McClean's Profile Photo

Anne McClean

Partner, Personal Financial Planning

Personal financial planning
London - 25 Moorgate

Contact us

Cookie Settings