Building your wealth

When considering how best to grow your wealth, maximising the returns from your investment portfolio is probably high on your list. And rightly so, but there a number of other considerations that should be thought of too such as how your tax affairs, pension and property portfolio are managed, as well as the structuring of your business interests. It’s important to look at the big picture.

Questions we’re often asked include; How can I save enough for my future without affecting my current lifestyle? Is a buy-to-let property still a viable investment for me? And what should I do after using all of my pension lifetime allowance? There’s a lot to consider.

But growing your wealth is about more than just money, it’s about making sure you’re able to support your family whilst being prepared for life’s unexpected turns. After all, none of us know what the future holds. Smith & Williamson offers a comprehensive service. We have in-house investment managers, tax advisers and financial planners all working collaboratively to provide you with a complete plan.

What to consider when building your wealth


Does my investment manager understand my needs?
We don’t think an off-the-shelf approach is right for every client, so our wealth management service is based on your needs. We take the time to get to know you, to understand your goals and aspirations and build a portfolio to your exact requirements.

How can I best manage my tax affairs?
The global tax environment is constantly changing and authorities are putting individuals and businesses under ever-greater scrutiny. We can help you manage your personal and business tax affairs, ensuring compliance both in the United Kingdom and overseas.

How do I know my money is working for my future?
From complex financial reviews to advice on pensions, our goal is to ensure your capital is working hard to support your future. Whether you’re starting out in business, saving for your family, or looking to retirement, we’ll help you draw up a plan to suit your specific circumstances.

How we work with you


Direct access

Our qualified team of professionals is at your service. When you speak to your representative, you know they’re on top of the issues that affect you.

A tailored solution
We offer a personal service. We provide regular reviews and recommendations tailored to your needs, always taking into account long-term market trends and your risk profile.

An integrated approach
We provide a range of services including cash-flow forecasting, annual tax return completion and the active management of your portfolio by our investment managers if required.

Impartial advice and recommendations
We don’t provide our own financial products, so you can be sure you’ll get independent, fee-based advice on the widest possible selection of relevant investments from a trusted adviser.

Co-ordination
You will receive your own personal adviser and they will handle all your requirements, drawing on the expertise of our other specialist professionals as and when required.

The value of investments and the income from them can fall as well as rise and you may not receive back the original amount invested.

Investment management

Bespoke investment management

Managing your wealth can be a full-time job. It requires an in-depth understanding of financial markets and time to identify the very best opportunities.

Cash flow forecasting

Bespoke financial planning

Fully understanding your situation allows us to create a bespoke financial plan to help you achieve your goals. 

Pensions

Pensions

Pensions are one of the most tax-efficient ways to save for your retirement. Are you making the most of yours?

Residence tax planning

Business services

Through our accountancy, investment management and tax advisory offering, we support a range of business clients.

Tax planning

Tax planning

Tax is like any another cost and can chip away at your investment returns over time. It’s important to ensure you’re not paying more tax than you need to. 

Investment management, tax and financial planning

We can help you take care of your finances, and ensure you make the most of your money today with the support of our wealth management experts.
Nick Richards profile image }
Nick Richards

Partner, London

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