Building your wealth
When considering how best to grow your wealth, maximising the returns from your investment portfolio is probably high on your list. And rightly so, but there a number of other considerations that should be thought of too such as how your tax affairs, pension and property portfolio are managed, as well as the structuring of your business interests. It’s important to look at the big picture.
Questions we’re often asked include; How can I save enough for my future without affecting my current lifestyle? Is a buy-to-let property still a viable investment for me? And what should I do after using all of my pension lifetime allowance? There’s a lot to consider.
But growing your wealth is about more than just money, it’s about making sure you’re able to support your family whilst being prepared for life’s unexpected turns. After all, none of us know what the future holds. Smith & Williamson offers a comprehensive service. We have in-house investment managers, tax advisers and financial planners all working collaboratively to provide you with a complete plan.
What to consider when building your wealth
Does my investment manager understand my needs?
We don’t think an off-the-shelf approach is right for every client, so our wealth management service is based on your needs. We take the time to get to know you, to understand your goals and aspirations and build a portfolio to your exact requirements.
How can I best manage my tax affairs?
The global tax environment is constantly changing and authorities are putting individuals and businesses under ever-greater scrutiny. We can help you manage your personal and business tax affairs, ensuring compliance both in the United Kingdom and overseas.
How do I know my money is working for my future?
From complex financial reviews to advice on pensions, our goal is to ensure your capital is working hard to support your future. Whether you’re starting out in business, saving for your family, or looking to retirement, we’ll help you draw up a plan to suit your specific circumstances.
How we work with you
- Direct access
Our qualified team of professionals is at your service. When you speak to your representative, you know they’re on top of the issues that affect you.
- A tailored solution
We offer a personal service. We provide regular reviews and recommendations tailored to your needs, always taking into account long-term market trends and your risk profile.
- An integrated approach
We provide a range of services including cash-flow forecasting, annual tax return completion and the active management of your portfolio by our investment managers if required.
- Impartial advice and recommendations
We don’t provide our own financial products, so you can be sure you’ll get independent, fee-based advice on the widest possible selection of relevant investments from a trusted adviser.
You will receive your own personal adviser and they will handle all your requirements, drawing on the expertise of our other specialist professionals as and when required.
Capital at risk. The value of investments and the income from them can fall as well as rise and you may not receive back the original amount invested.
Planning your retirement
Preparing for your retirement takes careful planning, our team can make sure you are ready.
Managing your taxes
Managing your taxes efficiently takes technical knowledge and practical sense.
How we can help