Receiving a legacy: Bespoke investment management

A legacy can come with a range of emotions attached. You might feel it should be kept separate from your day-to-day finances. You may have a particular plan in mind for this money, or you may want to include it with other investments. Sometimes it can help to introduce an external opinion.

Both a blessing and a responsibility is how many would describe receiving a legacy. You may feel grateful to benefit from someone else's hard work and wish to use the legacy to reflect the priorities of those who gave it to you. For example, you could earmark it for a particular purpose, such as education.

Like any asset you decide to invest, you'll likely want to make the most of it. A portfolio managed by an experienced investment team can be a good way of achieving this. And you may find it beneficial to discuss your situation before your benefactor passes on their legacy to you, in part because there are tax implications regarding how and when you receive the inheritance. And this will undoubtably have an impact on how much you can invest.

Understanding your situation

Building an investment portfolio tailored to your needs is not a straightforward task. Our investment managers need to understand what you want to achieve with the legacy you’ve received. There are many factors that will be unique to you, which our investment managers will need to understand, such as:

  • Why you are investing - to protect, grow or draw income from your inheritance
  • How long you are looking to invest for
  • Your capacity for and attitude towards taking risk
  • How much you have to invest

Investments tailored to you

Your investment team will have the experience and knowledge to invest directly into stocks and bonds, using the full range of modern portfolio tools. We remain agnostic between direct investments, investment trusts, passive investments and funds, considering instead the merits and suitability for you as an individual.

We take a collegiate approach to research and your team can leverage the depth of expertise from across the firm. Each investment manager has the opportunity to contribute to the in-house research process. This helps avoid a narrow ‘silo based’ investment mentality, and ensures that recommendations are suitable for inclusion in your portfolio.

It is our belief that our people should have a real stake in the long-term success of the firm, as it brings continuity for our clients. 'I feel I know him and he knows me, rather than our relationship being one of rules, regulations, terms and conditions and box ticking,' one of our clients commented in a recent satisfaction survey.

Our team understands the significance of a legacy and will take great care with yours. And remember, before you have even received your legacy, our tax experts can ensure the transaction is made in the most tax efficient way possible. Whatever your goals and attitude, we have specialists in all areas of investment and wealth management to make the most of your inheritance.

Get in touch

If you want to discuss how we can help take care of your finances, and ensure you make the most of your money today, complete our contact form and a member of our team will be in touch.


Please remember investment involves risk. The value of investments and the income from them can fall as well as rise and investors may not receive back the original amount invested. Past performance is not a guide to future performance.

Contact us

Contact us

If you want to discuss how we can help take care of your finances, and ensure you make the most of your money today, complete our contact form and a member of our team will be in touch.

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