Over the last year there have been significant government cash handouts available, designed to help people & businesses through the COVID crisis. In the US, this has seen citizens receive multiple stimulus cheques directly into their bank accounts, most recently in March with payments of up to $1,400 per person. Along with other measures, the payments have helped support a robust economic recovery in the US and elsewhere, but they have also led to several of notable side-effects.

We discuss why cash deposits may not be as risk-free as many believe.

We explore the common mistakes made by young investors when they consider high-risk investments.

Passive strategies have been popular in recent years as investors have sought cheap and convenient access to stock markets. However, we believe they shouldn’t neglect actively managed funds – where the fund manager uses their knowledge and skill to find those companies that, in their view, should deliver a better performance than the wider market.

Over the past few years, many more people have been making changes in their day to day lives to try and make a small difference in the world.

Any young investor browsing the financial pages will have come across the term’s ‘growth’ and ‘value’. They describe very different investment approaches. But what do they mean, and should it matter to you?

Several key stages to consider in your twenties and thirties that can help set your finances on the right track. 

A new generation of investors have been compelled to explore simpler, cheaper and more autonomous investment platforms, which are only too easy to find these days. But do digital platforms really offer the best solution for today’s young investor?

Options for the lower risk investor